Terms and Conditions

Last Updated: April 2026

1. Introduction

This website is operated by J. Y. Chang Studio Ltd. Throughout the site, the terms “we”, “us”, and “our” refer to Speculum Imago. By visiting our site and/or purchasing something from us, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”).

2. Company Information

Speculum Imago is a brand owned and operated by J. Y. Chang Studio Ltd., a company registered in England and Wales.

  • Registered Office Address: 124 City Road, London, EC1V 2NX, United Kingdom

  • Company Registration Number: 17015182

3. Eligibility

By agreeing to these Terms, you represent that you are at least 18 years of age. We do not sell products to children. If you are under 18, you may use our website only with the involvement of a parent or guardian.

4. Products and Pricing

  • Exclusion of VAT: All prices displayed on our website are exclusive of VAT (Value Added Tax), as J. Y. Chang Studio Ltd. is currently not registered for VAT in the UK.

  • Import Duties & Taxes: For international orders, you are the importer of record. You are responsible for all import duties, customs fees, and local taxes required by your country.

  • Product Accuracy: We make every effort to display the colors and details of our jewelry accurately. However, as our pieces are high-end and often handcrafted, minor variations may occur.

5. Payment Terms

We accept payments via Credit Cards (processed securely through Stripe) and Wise.

  • By providing payment information, you represent that you are authorized to use the designated payment method.

  • We reserve the right to refuse or cancel any order if fraud or an unauthorized or illegal transaction is suspected.

6. Intellectual Property 

The brand name Speculum Imago, the logo, all jewelry designs, images, photography, text, and graphics on this website are the exclusive intellectual property of J. Y. Chang Studio Ltd. * You are strictly prohibited from reproducing, copying, selling, or exploiting any portion of our designs or content without express written permission from us.

  • Any infringement of our intellectual property will be pursued to the fullest extent of the law.

7. Order Acceptance

Your receipt of an order confirmation does not signify our acceptance of your order. We reserve the right at any time after receipt of your order to accept or decline your order for any reason, such as unavailability of materials or errors in pricing.

8. Limitation of Liability

J. Y. Chang Studio Ltd. shall not be liable for any direct, indirect, or consequential loss or damage arising under these terms and conditions or in connection with our website, whether arising in tort, contract, or otherwise.

9. Governing Law

These Terms and Conditions and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the Laws of England and Wales. Any disputes arising shall be subject to the exclusive jurisdiction of the courts of England and Wales.

10. Contact Information

Questions about the Terms and Conditions should be sent to us at care@speculumimago.com.